
What hail does
| Roof | Damage |
|---|---|
| Asphalt shingles | Bruises, cracked mats, lost granules |
| Metal | Dents; sometimes cracked finish |
| Foam and coatings | Pockmarks, cracked coating, punctured foam |
| Vents, skylights, gutters | Dents, cracks and splits |
After a storm
- Note the date and time
- Photograph hail on the ground if safe
- Look for dents on cars, gutters and outdoor items
- Have the roof inspected and photographed
- Contact your insurance company

How we help
We inspect, photograph damage, and provide a written repair or replacement estimate. Your insurance company and adjuster decide what's covered. We don't promise claim outcomes, and we don't waive deductibles.
Impact-resistant roofs
If you're replacing a hail-damaged roof, consider Class 4 impact-resistant shingles or metal. See shingle roofs.
After hail, call (505) 257-2289.
Common questions
How soon should I file a claim?
Check your policy for deadlines and don't wait long after a storm.
Is all hail damage visible?
No. Bruised shingles can look fine from the ground. An up-close inspection is needed.