
Comparison
| Asphalt shingles | Metal | |
|---|---|---|
| Upfront cost | Lower | Higher |
| Lifespan | About 20–30 years | 40+ years |
| Snow | Holds snow; ice dams possible | Sheds snow; may need snow guards |
| Hail | Class 4 options resist damage | May dent cosmetically |
| Fire | Class A available | Noncombustible; Class A assemblies |
| Look | Traditional, many colors | Clean lines, many colors |
Shingles make sense when
- Budget is the main concern
- Neighborhood style favors shingles
- You want impact-resistant options from GAF, Owens Corning or Malarkey

Metal makes sense when
- You plan to stay in the home for a long time
- Snow shedding matters
- You're near the forest and want a noncombustible roof
See shingle roofs and metal roofing.
Call (505) 257-2289 to compare prices for your home.
Common questions
Does metal lower insurance?
Some insurers offer discounts for impact-resistant or noncombustible roofs. Ask yours.
Can metal go over shingles?
Sometimes, but tear-off is usually recommended so the deck can be inspected.