:root{--ink:#1f232a;--granite:#2a313c;--melon:#c25e1f;--melon-d:#9e4b17;--pine:#2a313c;--paper:#f3f4f1;--white:#fff;--line:#dcdfe2;--soft:#5b616a;--r:4px;--shadow:0 8px 22px rgba(30,36,46,.12)}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font:400 1.06rem/1.68 "Karla",system-ui,-apple-system,"Segoe UI",sans-serif}
img{max-width:100%;height:auto;display:block}
a{color:var(--melon-d)}
a:hover{color:var(--granite)}
h1,h2,h3,.name-main{font-family:"Archivo",Arial,Arial,sans-serif;color:var(--granite);line-height:1.15}
h1{font-size:clamp(2.05rem,4.6vw,3.2rem);margin:.15em 0 .35em;font-weight:800;letter-spacing:-.015em}
h2{font-size:clamp(1.5rem,3vw,2rem);margin:1.7em 0 .5em;font-weight:700}
h3{font-size:1.22rem;margin:1.3em 0 .35em;font-weight:700}
p{margin:0 0 1em}
ul,ol{padding-left:1.25em;margin:0 0 1.2em}
li{margin:.3em 0}
.inner{max-width:1180px;margin:0 auto;padding:0 20px}
.skip-nav{position:absolute;left:-9999px}
.skip-nav:focus{left:10px;top:10px;background:#fff;padding:8px 12px;z-index:99}

/* top line + masthead */
.utility-bar{background:var(--granite);color:#cfd6dc;font-size:.86rem}
.utility-bar .inner{display:flex;justify-content:space-between;align-items:center;gap:14px;padding-top:7px;padding-bottom:7px}
.utility-bar a{color:#fff;font-weight:800;text-decoration:none;white-space:nowrap}
.head{background:#fff;border-bottom:1px solid var(--line);box-shadow:0 2px 10px rgba(30,36,46,.06);position:sticky;top:0;z-index:50}
.head .inner{display:flex;align-items:center;gap:18px;min-height:72px}
.home-link{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--granite);min-width:0}
.home-link svg{flex:none}
.name-main{display:block;font-size:1.18rem;font-weight:700;white-space:nowrap}
.name-sub{display:block;font-size:.7rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--pine);white-space:nowrap}
.site-nav{display:flex;gap:2px;margin-left:auto}
.site-nav a{padding:8px 10px;color:var(--granite);text-decoration:none;font-weight:700;font-size:.95rem;border-bottom:2px solid transparent}
.site-nav a:hover,.site-nav a[aria-current=page]{border-bottom-color:var(--melon);color:var(--melon-d)}
.head-call{display:inline-flex;align-items:center;gap:7px;background:var(--melon);color:#fff;text-decoration:none;font-weight:800;padding:10px 16px;border-radius:var(--r);white-space:nowrap}
.head-call:hover{background:var(--melon-d);color:#fff}
.nav-toggle{display:none}
@media (max-width:1020px){
  .utility-bar span{display:none}.utility-bar .inner{justify-content:center}
  .nav-toggle{display:block;margin-left:auto;background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:9px 14px;font:700 .95rem "Karla",sans-serif;color:var(--granite)}
  .head .head-call{display:none}
  .site-nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;padding:8px 20px 16px;border-bottom:3px solid var(--melon);box-shadow:var(--shadow)}
  .site-nav.open{display:flex}
  .site-nav a{padding:12px 4px;border-bottom:1px solid var(--line)}
}
@media (max-width:400px){.name-main{font-size:1.02rem}.name-sub{font-size:.62rem;letter-spacing:.08em}}

/* buttons */
.dial{display:inline-flex;align-items:center;justify-content:center;gap:10px;background:var(--melon);color:#fff;text-decoration:none;font-weight:800;font-size:1.08rem;padding:14px 24px;border-radius:var(--r);white-space:nowrap;box-shadow:0 6px 16px rgba(194,94,31,.28)}
.dial:hover{background:var(--melon-d);color:#fff}
.dial.dial-big{font-size:1.2rem;padding:17px 28px}
.dial.dial-light{background:#fff;color:var(--melon-d);box-shadow:none}
.dial.dial-light:hover{background:var(--paper);color:var(--melon-d)}
.dial.dial-wide{width:100%}

/* home hero */
.welcome{background:radial-gradient(circle at 85% 20%,#f6e3d2 0,var(--paper) 55%);padding:50px 0 46px;border-bottom:4px solid #e2a23b}
.welcome-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.05fr);gap:40px;align-items:center}
.welcome .eyebrow-text{color:var(--pine)}
.welcome .intro-text{font-size:1.15rem;color:var(--soft);max-width:56ch}
.welcome-cta{display:flex;flex-wrap:wrap;align-items:center;gap:12px 18px;margin:8px 0 6px}
.welcome-note{font-weight:700;color:var(--soft);font-size:.95rem}
.welcome-pic{margin:0;border-radius:var(--r);overflow:hidden;box-shadow:0 18px 40px rgba(20,28,34,.22);border:6px solid #fff}
.welcome-pic img{width:100%;height:auto;aspect-ratio:16/9;object-fit:cover}
@media (max-width:900px){.welcome-grid{grid-template-columns:minmax(0,1fr);gap:26px}.welcome{padding-top:30px}}

/* inner page intro */
.heading-band{background:var(--granite);color:#d9dce0;padding:28px 0 32px;position:relative}.heading-band h1{color:#fff}.heading-band .intro-text{color:#c8ccd2}.heading-band .eyebrow-text{color:#f3c98b}.heading-band .bullets{color:#fff}.heading-band .breadcrumbs,.heading-band .breadcrumbs a{color:#c8ccd2}.heading-band .breadcrumbs span{color:#fff}
.heading-band::after{content:"";position:absolute;left:0;right:0;bottom:0;height:4px;background:#e2a23b}
.breadcrumbs{font-size:.88rem;color:var(--soft);margin-bottom:14px;display:flex;flex-wrap:wrap;gap:4px 6px;align-items:center}
.breadcrumbs a{color:var(--soft)}
.breadcrumbs i{font-style:normal;color:#a5adb4}
.breadcrumbs span{color:var(--ink);font-weight:600}
.eyebrow-text{display:block;font-weight:800;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--melon-d);margin-bottom:6px}
.heading-band h1{max-width:22ch}
.heading-band .intro-text{font-size:1.14rem;color:var(--soft);max-width:66ch}
.heading-cta{display:flex;flex-wrap:wrap;align-items:center;gap:14px 26px;margin-top:6px}
.bullets{display:flex;flex-wrap:wrap;gap:6px 18px;list-style:none;padding:0;margin:0;font-weight:700;font-size:.95rem;color:var(--pine)}
.bullets li{margin:0}
.bullets li::before{content:"● ";color:#e2a23b}

/* body layout */
.cols{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:44px;padding:36px 0 56px}
.cols.cols-one{grid-template-columns:minmax(0,1fr);max-width:900px}
@media (max-width:960px){.cols{grid-template-columns:minmax(0,1fr);gap:28px}}
.text>h2:first-child,.text>.pic-frame:first-child+h2{margin-top:.7em}
.pic-frame{margin:0 0 26px}
.pic-frame img{width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;border-radius:var(--r)}
.pic-frame figcaption{font-size:.88rem;color:var(--soft);margin-top:7px;padding-left:10px;border-left:3px solid var(--melon)}
.callout{background:#fff;border:1px solid var(--line);border-left:5px solid var(--pine);padding:16px 18px;border-radius:var(--r);margin:22px 0}
.callout p:last-child{margin:0}
.text table{width:100%;border-collapse:collapse;background:#fff;font-size:.97rem}
.text th,.text td{text-align:left;padding:11px 13px;border-bottom:1px solid var(--line);vertical-align:top}
.text th{background:var(--granite);color:#fff;font-weight:700}
.tbl{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);margin:0 0 1.3em}
.tbl table{min-width:460px}
.ol-steps{list-style:none;padding:0;counter-reset:s}
.ol-steps li{counter-increment:s;position:relative;padding:4px 0 10px 48px;margin:0 0 6px}
.ol-steps li::before{content:counter(s);position:absolute;left:0;top:2px;width:32px;height:32px;border-radius:50%;background:var(--granite);color:#fff;font:700 1rem "Archivo",Arial,sans-serif;display:flex;align-items:center;justify-content:center}
.duo{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(250px,100%),1fr));gap:14px;margin:0 0 1.3em}
.duo-box{background:#fff;border:1px solid var(--line);border-top:4px solid var(--melon);border-radius:var(--r);padding:14px 16px}
.duo-box h3{margin:.1em 0 .3em;font-size:1.1rem}
.duo-box p{margin:0;color:var(--soft);font-size:.98rem}

/* rail */
.right-col .right-sticky{position:sticky;top:96px}
.est-card{background:var(--granite);color:#d7dde2;border-radius:var(--r);padding:22px;margin-bottom:20px}
.est-kicker{display:block;font:700 1.3rem "Archivo",Arial,sans-serif;color:#fff;margin-bottom:6px}
.est-card p{font-size:.96rem}
.est-number{display:block;font:700 1.75rem "Archivo",Arial,sans-serif;color:#fff;text-decoration:none;margin:4px 0 14px;white-space:nowrap}
.est-number:hover{color:#f3c98b}
.link-list{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:16px 18px}
.link-list h3{margin:.1em 0 .5em;font-size:1.06rem}
.link-list ul{list-style:none;padding:0;margin:0}
.link-list li{margin:0}
.link-list a{display:block;padding:8px 0;border-bottom:1px dashed var(--line);text-decoration:none;color:var(--ink);font-size:.97rem}
.link-list li:last-child a{border-bottom:0}
.link-list a:hover{color:var(--melon-d)}

/* sections (home) */
.band{padding:60px 0}
.band-light{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.band-dark{background:var(--pine);color:#d9dce0}
.band-dark h2,.band-dark h3{color:#fff}
.band-head{max-width:720px;margin:0 0 28px}
.band-head h2{margin-top:0}
.band-head p{color:var(--soft)}
.band-dark .band-head p{color:#c8ccd2}
.mini-label{display:block;font-weight:800;font-size:.76rem;letter-spacing:.16em;text-transform:uppercase;color:var(--melon-d);margin-bottom:6px}
.band-dark .mini-label{color:#f3c98b}
.mini-head{margin:40px 0 16px}
.boxes{display:grid;gap:18px}
.boxes-2{grid-template-columns:repeat(auto-fill,minmax(min(320px,100%),1fr))}
.boxes-3{grid-template-columns:repeat(auto-fill,minmax(min(280px,100%),1fr))}
.boxes-4{grid-template-columns:repeat(auto-fill,minmax(min(225px,100%),1fr))}
.box{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:18px 20px;color:var(--ink);text-decoration:none;position:relative;transition:border-color .15s,box-shadow .15s}
.box:hover{border-color:var(--melon);box-shadow:var(--shadow);color:var(--ink)}
.box h3{margin:.05em 0 .3em}
.box p{margin:0;color:var(--soft);font-size:.96rem}
.box .box-more{display:inline-block;margin-top:10px;font-weight:800;font-size:.9rem;color:var(--melon-d)}
.box .box-more::after{content:" ›"}
.box-pic{padding:0;overflow:hidden}
.box-pic img{width:100%;height:auto;aspect-ratio:16/10;object-fit:cover}
.box-pic .box-text{padding:14px 18px 18px}
.threats{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(240px,100%),1fr));gap:16px}
.threat{background:#fff;border-radius:var(--r);padding:18px;border-left:5px solid var(--melon);box-shadow:var(--shadow)}
.threat b{display:block;font:700 1.2rem "Archivo",Arial,sans-serif;color:var(--granite);margin-bottom:4px}
.threat span{color:var(--soft);font-size:.96rem}
.side-by-side{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);gap:40px;align-items:center}
.side-by-side img{width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;border-radius:var(--r);border:1px solid var(--line)}
.side-by-side h2{margin-top:0}
@media (max-width:900px){.side-by-side{grid-template-columns:minmax(0,1fr);gap:22px}}
.spot{display:block;padding:14px 16px;border:1px solid rgba(255,255,255,.22);border-radius:var(--r);color:#fff;text-decoration:none;background:rgba(0,0,0,.08)}
.spot b{display:block;font:700 1.1rem "Archivo",Arial,sans-serif}
.spot span{font-size:.88rem;color:#c8ccd2}
.spot:hover{border-color:#f3c98b;color:#fff;background:rgba(0,0,0,.16)}
.huge-phone{font:700 clamp(2rem,6vw,2.8rem) "Archivo",Arial,sans-serif;margin:.2em 0}
.huge-phone a{text-decoration:none}

/* faq */
.answers details{background:#fff;border:1px solid var(--line);border-radius:var(--r);margin-bottom:10px}
.answers summary{cursor:pointer;list-style:none;padding:14px 46px 14px 16px;font-weight:700;position:relative}
.answers summary::-webkit-details-marker{display:none}
.answers summary::after{content:"+";position:absolute;right:16px;top:9px;font-size:1.5rem;color:var(--melon)}
.answers details[open] summary::after{content:"−"}
.answers details>div{padding:0 16px 6px;color:var(--soft)}

/* cta band + footer */
.final-call{background:var(--melon);color:#eef0f2;padding:40px 0}
.final-call .inner{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:18px 30px}
.final-call h2{color:#fff;margin:0 0 .2em}
.final-call p{margin:0}
.foot-area{background:var(--granite);color:#b9c2c9;padding:0 0 92px;font-size:.95rem}
.footcall{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px;padding:28px 0;border-bottom:1px solid rgba(255,255,255,.12)}
.footcall strong{display:block;font:700 1.35rem "Archivo",Arial,sans-serif;color:#fff}
.foot-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:30px;padding:34px 0}
@media (max-width:900px){.foot-grid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.foot-grid{grid-template-columns:1fr}}
.foot-area .home-link,.foot-area .name-main{color:#fff}
.foot-area .name-sub{color:#c8ccd2}
.foot-area .home-link{margin-bottom:12px}
.foot-area h3{color:#fff;font-size:1.02rem;margin:0 0 .6em}
.foot-area ul{list-style:none;padding:0;margin:0 0 18px}
.foot-area li{margin:.25em 0}
.foot-area a{color:#dfe5ea;text-decoration:none}
.foot-area a:hover{color:#f3c98b}
.foot-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:8px;border-top:1px solid rgba(255,255,255,.12);padding-top:18px;font-size:.86rem}
@media (min-width:961px){.foot-area{padding-bottom:30px}}
.call-fixed{position:fixed;left:12px;right:12px;bottom:calc(12px + env(safe-area-inset-bottom));z-index:60;display:flex;align-items:center;justify-content:center;gap:10px;background:var(--granite);color:#fff;text-decoration:none;font-weight:800;font-size:1.1rem;border-radius:var(--r);padding:15px;box-shadow:0 10px 26px rgba(0,0,0,.3);border-bottom:4px solid var(--melon)}
.call-fixed:hover{color:#fff}
@media (min-width:961px){.call-fixed{display:none}}

.foot-number{font:800 1.45rem "Archivo",Arial,sans-serif;color:#f3c98b!important}
.heading-band .intro-text{color:#d2d6db}
.heading-band .breadcrumbs a{color:#d2d6db}

h1,h2,h3{letter-spacing:-.01em}
.box{border-top:3px solid #c25e1f}
.welcome-grid{align-items:end}